About Us

Who we are

A microfinance company provides small financial services, like loans, savings, and insurance, to low-income individuals and small businesses often excluded by traditional banks, aiming to foster financial inclusion, reduce poverty, and empower the unbanked to build assets and become self-sufficient, often using group lending or individual models for underserved communities.

A Recovery and Repo Finance Company typically involves two core functions: loan recovery, where they collect overdue debts (often by repossessing assets like vehicles) for lenders, adhering to RBI guidelines; and repo (repurchase agreement) finance, acting as a crucial part of the money market by providing short-term funding using high-quality securities, enabling central banks and financial institutions to manage liquidity. In essence, they handle distressed assets (recovery/repossession) and facilitate healthy financial markets (repo).